Trusted Advisors for Medicare, Life Insurance, and Retirement

We serve seniors turning 65, retirees, small business owners, individuals, and families seeking life and health coverage. Additionally, we partner with agents and brokers through our Medicare Field Marketing Organization (FMO). Our services are designed to meet the unique needs of each client, ensuring personalized and effective solutions.

The Bedrock Group is headquartered at 204 Pearl Street, 3rd Floor, New Albany, IN 47150. We also have a full-service location, The Bedrock Group of Asheville, at 208 Executive Park, Asheville, NC. Both offices provide trusted guidance in Medicare, Life Insurance, and Retirement Planning. Since our start in 2018, we've grown significantly and now have licensed advisors in 48 states, ready to assist clients both in-person and over-the-phone, delivering personalized service nationwide. You are always welcome to visit or call to schedule an appointment.

We offer a comprehensive range of services, including: Medicare Advantage & Medicare Supplement Plans, Turning 65 Seminars, New to Medicare, Final Expense (Burial Insurance), Hospital Indemnity & Critical Illness Plans, Mortgage Protection, Retirement Planning, Annuities, 401k Rollover, and Wealth Management. Our goal is to provide tailored solutions that meet the unique needs of each client, ensuring their financial security and peace of mind.

It's easy! Find the service you need below: For Medicare help, we have an entire division, Senior Solutions, dedicated to assisting you. Medicare Over-the-phone: 833-905-1060 To set up an appointment: bedrockfg.com/scheduleappointment Turning 65 Seminars & Resources: https://www.bedrockfg.com/turning65 Life Insurance & Retirement: Call: 833-905-1060 Life Consultation: https://www.bedrockfg.com/requestlifequote Wealth Manager: Call Mike Dingeldein: 502-343-3342 Bedrock Wealth Management: https://www.mybedrockwealthmanagement.com/. Our team is ready to provide personalized assistance and guide you through every step of the process.

We're known for our service-first mindset, and client-focused approach. We don't just sell policies - we build lasting relationships and advocate for your long-term well-being.

No, all Medicare plan reviews and consultations are completely free of charge. Our goal is to educate and empower you to make informed decisions without pressure or fees. We believe in providing value and support to our clients at no cost, ensuring they have the information they need to make the best choices for their health and financial well-being.

Life insurance protects your legacy and provides flexibility in retirement—covering income replacement, estate liquidity, and tax‑aware planning.

• Term life provides coverage for a set period (10–30 years) and is often the most affordable option for income replacement.

• Permanent life (such as whole life or indexed universal life) offers lifelong protection and may build cash value that you can access for retirement income, emergencies, or estate planning.

Yes! Certain types of permanent life insurance policies accumulate cash value you can borrow or withdraw from in retirement. It is important to work with licensed advisor to understand how policy loans, taxes, and performance affect your plan.

That depends on your goals. A general rule is 7-10 times your annual income, but retirement planning also factors in savings, debts, healthcare costs, and legacy goals. A Bedrock advisor can run a personalized needs analysis to help determine that right amount.

The earlier, the better. Premiums are lower when you are younger and healthier, and starting early allows more time for cash value accumulation in permanent policies.

That depends on the type of policy. Term coverage may expire, but permanent coverage continues as long as premiums are paid. Many retirees choose to adjust coverage to meet new needs-like leaving a legacy or covering final expense.

Absolutely. Many insurers offer policies for people in their 60's and 70's, though underwriting requirements many vary. The Bedrock Group advisors specialize in helping retirees find coverage that fits their health, their budget, and goals - whether for final expense, income replacement, or mortgage protection.

Mortgage protection is a life insurance policy designed to pay off your home if you pass away unexpectedly. It ensures your spouse or family can stay in the home without financial strain - a vital part of retirement stability.

Annuities provide guaranteed lifetime income, protecting you from outliving your savings. They can be structured to begin paying immediately or in the future and often compliment Social Security or pension income.

Request your complimentary quote consultation by completing the form on our Request Life Quote page. If you’re already on this page, simply fill out the form below, and we’ll connect you with a qualified, licensed life insurance advisor in your area. Within 24 hours, you’ll receive a call to schedule your personalized, no-obligation review.