How to Avoid Medicare Scams: What You Need to Know to Stay Protected
- Jamie Byrd
- May 1
- 3 min read
Every year, millions of seniors fall victim to scams, and Medicare fraud is the most common of them all. Unfortunately, scammers use fear, urgency, and confusion to trick people into providing their Medicare number or even their personal information. The good news? With a bit of awareness, you can protect yourself and your loved ones from these schemes.
Here's how to spot, avoid, and report Medicare scams.
Common Medicare Scams to Watch Out For:
Fake "Medicare" Phone Calls
Scammers may call and pretend to be from Medicare, or "your Medicare provider," asking for your Medicare number, Social Security number, or bank details.
👉🏻 Reminder: Medicare will never call you to ask for your personal information.
Free Medical Equipment Offers
People are getting sneaky; they're even using free COVID-19 tests, or "free" knee supports, in exchange for your Medicare number.
👉🏻 This is fraudulent. If equipment is needed, it should be prescribed by your doctor and passed through legitimate channels.
Threats to Cancel Your Coverage
Some scammers often use fear tactics, claiming your Medicare will be canceled if you don't act immediately.
👉🏻 This is false. Medicare will always notify you by mail regarding coverage. Medicare will not do this by phone or text with urgent threats.
Fake Plan Enrollment or "New Card" Scams
Fraudsters may tell you that you need a new Medicare card and ask you for your Medicare number to "verify your identity". This happens most often during The Medicare Annual Enrollment.
👉🏻 Not True. Medicare cards do not need to be renewed or resissued annually. Do not fall for this trick.
How to Protect Yourself from Medicare Scams
Guard your Medicare number like you would a credit card. Do not share it unless you are with a verified and trusted provider or advisor.
Hang up on unsolicited calls about Medicare. If you are unsure, you can call Medicare directly at 1-800-MEDICARE.
Check your Medicare Summary Notice (MSM) for suspicious charges or unfamiliar providers.
Don't respond to Medicare texts, emails, or social media messages. Medicare does not communicate through these platforms.
Report fraud to Medicare if you believe your information has been compromised.
How to Report a Medicare Scam:
If you suspect fraud or unauthorized activity, call:
1-800-MEDICARE
Or report online at medicare.gov
We're Here to Help
At The Bedrock Group, we take your protection seriously. If you receive a suspicious call or message, we'll help you verify it and take the proper steps. Our advisors are trained to educate, empower, and protect you throughout the Medicare journey.
Your Medicare is too necessary to trust to strangers. Stay informed. Stay cautious. Stay protected.
If you're ready to take the next step in protecting yourself and your family, let The Bedrock Group be your advocate. Click the button below to schedule an in-person appointment.
To read more about The Bedrock Group, please continue below.
At The Bedrock Group, we are a Veteran and First-Responder-owned, full-service insurance agency dedicated to helping you navigate your insurance and financial needs. We proudly offer complimentary consultations and no-cost Medicare Reviews.
We are headquartered in New Albany, Indiana, and have a full-service agency in Asheville, North Carolina.
We have advisors in 48 states ready to help with a wide range of services, including:
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And more!
Have Medicare questions? Call our team at 502-200-1516 for help over the phone.
To Schedule an in-person Medicare Benefits Review, please visit www.bedrockfg.com/scheduleappointment
At The Bedrock Group and Senior Solutions, we're here to help!
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