Baptist Health Floyd & Medicare Advantage 2027: Which Insurance Plans Are Accepted
Does your Medicare Advantage plan still cover Baptist Health Floyd in New Albany, Indiana? Here's what you need to know before choosing your Medicare coverage for 2027.
If you receive medical care at Baptist Health Floyd in New Albany or see a Baptist Health Medical Group physician in Southern Indiana, you may want to review your Medicare Advantage coverage for 2027.
According to Baptist Health's published Medicare Advantage network information, updated October 5, 2026, several major Medicare Advantage insurance carriers are out of network, including UnitedHealthcare, Wellcare, Devoted Health, and Essence Healthcare.
For Medicare beneficiaries in New Albany, Jeffersonville, Clarksville, Sellersburg, Georgetown, Charlestown, and surrounding communities, understanding these insurance network differences is especially important during Medicare Annual Enrollment.
Medicare Annual Enrollment runs October 15 through December 7, 2026. Any changes made during this period generally take effect January 1, 2027.
Before you renew your current Medicare plan or select a new one, make sure you understand whether your preferred doctors, specialists, and hospitals will be covered.
Find out what you need to do by scheduling a complimentary review by clicking HERE
Is Baptist Health Dropping UnitedHealthcare Medicare Advantage for 2027?
One of the biggest questions Southern Indiana Medicare beneficiaries may have is whether Baptist Health Floyd accepts UnitedHealthcare Medicare Advantage.
According to Baptist Health's official Medicare Advantage network information, updated October 5, 2026, UnitedHealthcare Medicare Advantage is listed as out of network with Baptist Hospitals and Baptist Health Medical Group providers.
This is not a newly announced termination for 2027. Baptist Health's UnitedHealthcare Medicare Advantage network relationship ended earlier, and the health system still lists those plans as out of network.
UnitedHealthcare Medicare Advantage coverage differs from UnitedHealthcare commercial insurance. A hospital may participate with one type of insurance while being out of network with another. This is important to note.
If you currently have a UnitedHealthcare Medicare Advantage plan and receive care through Baptist Health Floyd, we recommend verifying your specific 2027 plan's network and coverage before scheduling non-emergency services.
Some Medicare Advantage PPO plans offer out-of-network benefits, although your costs may be higher and coverage requirements may differ.
Which Medicare Advantage Plans Does Baptist Health Accept for 2027?
Baptist Health published updated Medicare Advantage network information on October 5, 2026. The following information reflects the health system's published carrier-level network status.
Medicare Advantage Carriers Currently In Network
Anthem Medicare Advantage
Aetna Medicare Advantage
Humana Medicare Advantage
Baptist Health also lists Original Medicare and medicare Supplement coverage as in-network for its hospitals and Baptist Health Medical Group providers.
Medicare Advantage Carriers Currently Out of Network
UnitedHealthcare Medicare Advantage
Wellcare Medicare Advantage
Devoted Health Medicare Advantage
Essence Healthcare Medicare Advantage
Passport Medicare Advantage is listed as in-network at Baptist Health's Hardin, Louisville, and La Grange locations in Kentucky, not Baptist Health Floyd in New Albany.
Important: This is because Baptist Health's published network information is as of October 5, 2026, and doesn't guarantee participation for every individual 2027 Medicare Advantage plan. Network arrangements can change, and specific physicians or plan products may have different participation requirements.
Find out what you need to do by scheduling a complimentary review by clicking HERE
What Does This Mean for Baptist Health Floyd Patients in New Albany, Indiana?
Baptist Health Floyd, located at 1850 State Street in New Albany, serves patients throughout Floyd County, Clark County, Harrison County, and surrounding Southern Indiana communities.
For many Medicare beneficiaries, Baptist Health Floyd and its affiliated physicians are an important part of their healthcare, so if your Medicare Advantage plan is out-of-network with Baptist Health, it could affect your access to routine appointments, specialist visits, outpatient procedures, and other non-emergency medical services.
Depending on your specific plan, you may encounter:
Higher out-of-pocker costs for out-of-network care
Different copayments or coinsurance
Restrictions on which physicians or facilities you can use
Additional requirements for certain medical services
The need to consider other in-network providers
Not every out-of-pocket situation means you must change your insurance. Your options depend on your Medicare Advantage plan, whether it is an HMO or PPO, and the services you need. So before you make any changes, understand what your current coverage provides.
What Should You Do If Baptist Health Doesn't Accept Your Medicare Advantage Plan?
If your current Medicare Advantage insurance is out of network with Baptist Health Floyd, don't panic. You may have options to keep receiving care from your preferred doctors and hospitals.
Before making any changes, review your current coverage, understand your benefits, and explore which Medicare Advantage plans are available in your area for 2027.
Review Other Medicare Advantage Plans Available in Southern Indiana
Not all Medicare Advantage plans have the same provider networks. Even if your current insurance carrier is out of network with Baptist Health, another Medicare Advantage plan may include Baptist Health Floyd and your preferred physicians.
During Medicare Annual Enrollment, you can compare available Medicare Advantage plans for coverage beginning January 1, 2027.
When reviewing your options, consider:
Hospital and physician networks: Does the plan include Baptist Health Floyd and your preferred doctors?
Prescription drug coverage: Are your medications covered, and what will they cost?
Monthly premiums: How much will you pay each month?
Copayments and out-of-pocket costs: What could you pay for doctor visits, hospital stays, and other medical services?
Additional benefits: Does the plan offer dental, vision, hearing, or other benefits important to you?
Remember, just because Baptist Health Floyd accepts a particular insurance carrier doesn't mean every Medicare Advantage plan that carrier offers includes your doctors or hospital.
Understand Your Current Plan's Out-of-Network Benefits
Some Medicare Advantage plans, particularly PPO plans, may cover certain out-of-network healthcare services. However, you could face higher costs or additional coverage requirements.
Before deciding, review your plan's network rules, benefits, and potential out-of-pocket expenses.
Schedule a Complimentary Medicare Review Before Making Changes
You don't have to navigate these changes alone.
At The Bedrock Group in New Albany, Indiana, we help Medicare beneficiaries throughout Southern Indiana understand their coverage and compare available Medicare Advantage plans.
During your complimentary review, we'll help you:
Review your current Medicare Advantage plan and 2027 changes
Check whether Baptist Health Floyd and your preferred physicians participate in plans you are considering
Compare available Medicare Advantage plan options in your ZIP code
Review your prescription drug coverage and potential healthcare costs
Determine whether keeping your current coverage or considering another available plan better meets your needs
Our goal isn't to convince you to switch plans. It's to make sure you understand your options before deciding. There's absolutely no obligation, and our services are complimentary.
Why 2027 Medicare Annual Enrollment Is Important for Southern Indiana Residents
Medicare Advantage plans can change from year to year, and this here is a perfect example. That is why it is important to work with someone local and in person to review your options.
Even if you are happy with your current coverage, your 2027 plan may have changes to:
Participating hospitals and physicians
Monthly premiums
Medical copayments and coinsurance
Prescription drug formularies and pharmacy networks
Annual out-of-pocket limits
Dental, vision, hearing, and other supplemental benefits
Some Medicare Advantage plans are also being discontinued or changed for 2027. Your ANOC (Annual Notice of Change) Letter explains the important differences between your current plan and next year's coverage.
Frequently Asked Questions About Baptist Health and Medicare Advantage in 2027
Does Baptist Health Floyd accept UnitedHealthcare Medicare Advantage in 2027?
Baptist Health's October 5, 2026, network information lists UnitedHealthcare Medicare Advantage as out-of-network. Beneficiaries should confirm their specific 2027 coverage with their insurer and Baptist Health.
Does Baptist Health Floyd Accept Anthem Medicare Advantage?
Baptist Health currently lists Anthem Medicare Advantage as in-network for Baptist Health Hospitals and Baptist Health Medical Group providers. Specific plan participation should be verified.
Does Baptist Health Floyd accept Humana Medicare Advantage?
Baptist Health currently lists Humana Medicare Advantage as in-network for Baptist Health hospitals and Baptist Health Medical Group providers. Specific plan participation should be verified.
Does Baptist Health Floyd Accept Aetna Medicare Advantage?
Baptist Health currently lists Aetna Medicare Advantage as in-network. Confirm your exact 2027 plan's network with Aetna and your healthcare providers.
Does Baptist Health accept Wellcare Medicare Advantage?
Baptist Health currently lists Wellcare Medicare Advantage as out-of-network for its hospitals and Baptist Health Medical Group providers.
Can I change my Medicare Advantage plan if my hospital is out of network?
During Medicare Annual Enrollment (October 15 - December 7), you can generally switch to another available Medicare Advantage plan.
Before changing your coverage, compare provider networks, prescription drug benefits, premiums, and out-of-pocket costs. That is why working with a licensed local advisor matters: they can help you find a Medicare Advantage plan that better fits your preferred healthcare providers.
Where can I get help reviewing Medicare Advantage plans in New Albany, Indiana?
If you're concerned about whether Baptist Health Floyd or your preferred physicians will accept your Medicare Advantage plan in 2027, we're here to help.
The Bedrock Group offers complimentary Medicare reviews at its local office at 2659 Charlestown Road in New Albany, or you can click here to schedule an in-home appointment.
During your Medicare review, we can help you:
Review your current Medicare Advantage coverage
Investigate whether your preferred physicians and hospitals participate in available plans
Compare Medicare coverage options for 2027
Review prescription drug benefits and estimated expenses
Understand your existing Medicare benefits and potential changes
At The Bedrock Group, we're not here to change your Medicare. We're here to show you what's changing.
Visit The Bedrock Group
2659 Charlestown Road
New Albany, Indiana
Serving New Albany, Jeffersonville, Clarksville, Sellersburg, Georgetown, Charlestown, Floyds Knobs, and surrounding Southern Indiana communities.
Office Hours:
Monday - Thursday 9:00 - 3:00
Friday & Saturday by appointment
Closed Sundays
Your Medicare review is complimentary, with no obligation to enroll or change your current coverage.
Sources and Important Information
Baptist Health Medicare Advantage Network Information, updated October 5, 2026: https://www.baptisthealth.com/patients-visitors/after-your-visit/billing-information/medicare-advantage
Network information is subject to change. Always verify your exact plan, physician, and hospital participation with your insurance carrier and healthcare provider.
This blog is provided for educational purposes by The Bedrock Group, operating as an independent insurance agency, and is not affiliated with or endorsed by Baptist Health, or acting on behalf of Baptist Health Floyd or providers. Provider networks, insurance contracts, and plan participation are subject to change.
The Bedrock Group is an independent insurance agency and is not affiliated with or endorsed by the federal Medicare program. Medicare plan availability and benefits vary by location. For information about all available Medicare options, visit medicare.gov or call 1-800-MEDICARE.
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